The monthly EMI for any truck is determined by several elements, mainly the purchase price, the down payment made, and the number of years the loan is taken for. The monthly EMI of मैन सीएलए 31.3 ईवो 8एक्स 5 will be 0 on an annual rate of interest of 10.5% for a tenure of 5 years & down payment will be 0 .